About PlanMode Financial Planning
Comprehensive personal financial planner integrating income, expenses, taxes, assets & liabilities. • Retirement Planning • Comparing Choices • Capital Needs Analysis COMPREHENSIVE FINANCIAL PLANNING PlanMode
Comprehensive personal financial planner integrating income, expenses, taxes, assets & liabilities.
• Retirement Planning
• Comparing Choices
• Capital Needs Analysis
COMPREHENSIVE FINANCIAL PLANNING
PlanMode is provided by the developers who invented the professional financial planning software with the commercial release of the first comprehensive financial & tax planning software in USA, ExecPlan.
This app is for use by individuals for personal financial planning. It provides you with a powerful planning tool for answers to questions like-
• How does my projected financial profile look?
• Should I start taking Social Security benefits at age 66 or wait for larger payments at age 70?
• When will I have enough to retire on my terms?
• What will be the bottom line impact of a new investment?
• Is buying a house is better for me than continuing to rent?
• Is my family protected for their needs if I am disabled or die?
PlanMode can help you analyze these and other situations. It is easy to use and its usage is limitless; you could use it to analyze almost any financial scenario which impacts just in the current year or many years to come.
KEY FEATURES
This app can-
• Prepare complete financial profiles, including-
- Current & projected income and expenses
- Bank accounts
- Retirement accounts
- Business & Investments
- Stocks & Bonds
- Insurance policies
- Real estate
- Mortgages & loans
- Cash management simulation
- Social security
- Income taxes
• Compare financial alternatives
- Unlimited what-if scenarios
• Prepare retirement profile automatically
- Determine lifelong capital needs
- Analyze liquid capital sufficiency
- Alternatives to fill capital shortfall
• Prepare disability profiles automatically
- Analyze cash flow sufficiency
- Alternatives to fill cash shortfall
• Prepare death profiles automatically
- Determine survivor’s capital needs
- Analyze income sufficiency
- Alternatives to fill capital gap
REPORTS & CHARTS
A complete set of financial statements is available for each scenario. PlanMode provides you with comprehensive analysis of retirement and other scenarios for lifetime capital needs and the capital available for its fulfillment. When capital resources are not sufficient PlanMode provides suggestive courses of action that may fill the shortcoming. The following reports are available for each profile scenario-
• Income Statement
• Balance Sheet
• Cashflow Statement
• Supporting Information
• Capital Needs Analysis
• 8 pie charts providing profile snapshots in any year
• 8 line graphs providing overall snapshot of the profile
All charts and graphs dynamically respond to your data.
COMPREHENSIVE
PlanMode includes a number of features that can be found in high-end financial planning systems, such as-
• Profiles for singles and married spouses
• Planning span of up to 100 years
• Retirement profile and analysis
• Disability profile and analysis
• Survivor’s profile and analysis
• Automatic cash management simulation
• Detailed annual cash flow analysis
• Personalized data input items
• Customizable financial statements
• Ample graphs & charts for quick overview
• Scenario comparison for what-if analysis
• Export data to ExecPlan or Express
• Definable national & local income taxes
• Built-in USA income taxes
• Predefined product structures for-
• Individual Retirement Accounts
• Company Retirement Plans (401k)
• Self-employed Retirement Plans
• Mortgages
• Life Insurance
• Fixed & Variable Annuities
• Charitable Annuities
• Reverse Mortgages
WORLDWIDE INCOME TAXES
USA
US individual income tax computations are built-in and applied as applicable. State and local taxes can also be defined via built-in templates.
NON-USA
Non-USA individuals can turn the USA option off and activate a generalized version that allows you to define how income tax should be computed for national & local levels.
Jul 2, 2023
Version 5.0
Highlights of this version include-
• New options at startup to explore app features with sample tutorials
• Enhanced ability to compare financial alternatives
• Expanded data input capability for variable annual values
• Enhanced projected financial profile
Previous Versions
Here you can find the changelog of PlanMode Financial Planning since it was posted on our website on 2016-09-23 22:41:01.
The latest version is 5.0 and it was updated on 2024-04-19 17:13:19. See below the changes in each version.
PlanMode Financial Planning version 5.0
Updated At: 2023-07-02
Changes: Jul 2, 2023
Version 5.0
Highlights of this version include-
• New options at startup to explore app features with sample tutorials
• Enhanced ability to compare financial alternatives
• Expanded data input capability for variable annual values
• Enhanced projected financial profile
PlanMode Financial Planning version 4.2
Updated At: 2023-03-26
Changes: Mar 26, 2023
Version 4.2
Highlights of this version include-
• Expanded data structure providing ability to control future growth of each item individually if needed
• Enhanced retirement graphics
• Updated 2023 income tax computations for USA planners
• All reports and graphs can be emailed as PDF docs
• Enhanced navigation for multiple display screens
PlanMode Financial Planning version 2.3
Updated At: 2021-09-14
Changes: Sep 14, 2021 Version 2.3
New financial, retirement, death and disability projection displays.
• Multiple presentations to view a plan from different perspectives
i. Retirement perspective with a Level-of-Preparedness gauge
ii. Birdseye view of the entire planning span
iii. Numeric perspective
• New enhanced numeric keypad for quick input
• Graphs enlarge when tapped and can be set as the default view
• Reports and graphs can be emailed as PDFs
PlanMode Financial Planning version 2.2
Updated At: 2021-07-28
Changes: Jul 28, 2021 Version 2.2
New Easy-to-relate financial, retirement, death and disability projection screens. They includes-
• Multiple presentations to view a plan from different perspectives
i. Retirement perspective with a Level-of-Preparedness gauge
ii. Birdseye view of the entire planning span
iii. Numeric perspective
• All graphs enlarge when tapped and can be set as the default view
• All reports and graphs can be emailed as PDFs
• Data input expanded to account for post-retirement business income
PlanMode Financial Planning version 2.1
Updated At: 2021-05-07
Changes: May 7, 2021 Version 2.1
New high-impact graphic presentations for financial projections, retirement, death and disability. It includes-
• Multiple presentations to view a plan from different perspectives
i. Retirement perspective with a Level-of-Preparedness gauge
ii. Birdseye view of the entire planning span
iii. Numeric perspective
• All graphs enlarge when tapped and can be set as the default view
• All reports and graphs can be emailed as PDFs
• Data input expanded to account for post-retirement business income
• For USA users app is updated for 2021 US income taxes
PlanMode Financial Planning version 2
Updated At: 2021-04-23
Changes: Apr 23, 2021 Version 2
New high-impact graphic presentations for financial projections, retirement, death and disability. It includes-
• Multiple presentations to view a plan from different perspectives
i. Retirement perspective with a Level-of-Preparedness gauge
ii. Birdseye view of the entire planning span
iii. Numeric perspective
• All graphs enlarge when tapped and can be set as the default view
• All reports and graphs can be emailed as PDFs
• Data input expanded to account for post-retirement business income
• For USA users app is updated for 2021 US income taxes
PlanMode Financial Planning version 1.21
Updated At: 2020-01-23
Changes: 23 Jan 2020 Version 1.21
• Ability to retrieve last saved plan while in Quick Plan Startup menu
• Updated templates to approximate income taxes for countries and states
• Built-in income taxes for USA are updated for 2020
PlanMode Financial Planning version 1.21
Updated At: 2020-01-23
Changes: Jan 23, 2020 Version 1.21
• Ability to retrieve last saved plan while in Quick Plan Startup menu
• Updated templates to approximate income taxes for countries and states
• Built-in income taxes for USA are updated for 2020
PlanMode Financial Planning version 1.10
Updated At: 2015-07-07
PlanMode Financial Planning version 1.21
Updated At: 1970-01-01
Changes: 23 de ene. de 2020 Version 1.21
• Ability to retrieve last saved plan while in Quick Plan Startup menu
• Updated templates to approximate income taxes for countries and states
• Built-in income taxes for USA are updated for 2020
